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	<description>Current Info for NZ Home Buyers</description>
	<lastBuildDate>Mon, 05 Mar 2012 21:30:27 +0000</lastBuildDate>
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		<title>House Buying Negotiating Tactics</title>
		<link>http://www.propertytoolbox.co.nz/blog/2012/03/06/house-buying-negotiating-tactics/</link>
		<comments>http://www.propertytoolbox.co.nz/blog/2012/03/06/house-buying-negotiating-tactics/#comments</comments>
		<pubDate>Mon, 05 Mar 2012 21:30:27 +0000</pubDate>
		<dc:creator>Claire</dc:creator>
				<category><![CDATA[House Buying Information]]></category>
		<category><![CDATA[Making An Offer]]></category>
		<category><![CDATA[Countersigning]]></category>
		<category><![CDATA[House Inspection]]></category>

		<guid isPermaLink="false">http://www.propertytoolbox.co.nz/blog/?p=1018</guid>
		<description><![CDATA[There are plenty of house buying negotiating tactics out there. The vendor of any house for sale will not hesitate to counter-sign an offer if it is not to their liking – so don’t be afraid to start house buying negotiations low.

]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>House Buyers &#8211; Getting a Real Estate Agent to Help You</title>
		<link>http://www.propertytoolbox.co.nz/blog/2012/02/07/house-buyers-getting-a-real-estate-agent-to-help-you/</link>
		<comments>http://www.propertytoolbox.co.nz/blog/2012/02/07/house-buyers-getting-a-real-estate-agent-to-help-you/#comments</comments>
		<pubDate>Mon, 06 Feb 2012 21:30:39 +0000</pubDate>
		<dc:creator>Claire</dc:creator>
				<category><![CDATA[House Buying Information]]></category>
		<category><![CDATA[House Buying]]></category>
		<category><![CDATA[Real Estate Agents]]></category>

		<guid isPermaLink="false">http://www.propertytoolbox.co.nz/blog/?p=1041</guid>
		<description><![CDATA[Here are tips for getting a real estate agent to work for you - the house buyer...]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Propertytoolbox Blog Highlights 2011</title>
		<link>http://www.propertytoolbox.co.nz/blog/2011/12/06/propertytoolbox-blog-highlights-2011/</link>
		<comments>http://www.propertytoolbox.co.nz/blog/2011/12/06/propertytoolbox-blog-highlights-2011/#comments</comments>
		<pubDate>Mon, 05 Dec 2011 21:30:09 +0000</pubDate>
		<dc:creator>Claire</dc:creator>
				<category><![CDATA[House Buying Information]]></category>
		<category><![CDATA[House Buying]]></category>
		<category><![CDATA[Real Estate Agents]]></category>
		<category><![CDATA[Sun Aspect]]></category>

		<guid isPermaLink="false">http://www.propertytoolbox.co.nz/blog/?p=1094</guid>
		<description><![CDATA[The best house buying articles of the Propertytoolbox Blog for 2011 - as picked by the Propertytoolbox Editor are highlighted.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>House for Sale – Viewing a House</title>
		<link>http://www.propertytoolbox.co.nz/blog/2011/11/01/house-for-sale-viewing-a-house/</link>
		<comments>http://www.propertytoolbox.co.nz/blog/2011/11/01/house-for-sale-viewing-a-house/#comments</comments>
		<pubDate>Mon, 31 Oct 2011 21:30:40 +0000</pubDate>
		<dc:creator>Claire</dc:creator>
				<category><![CDATA[House Buying Information]]></category>
		<category><![CDATA[House Buying]]></category>
		<category><![CDATA[Viewing a House]]></category>

		<guid isPermaLink="false">http://www.propertytoolbox.co.nz/blog/?p=1033</guid>
		<description><![CDATA[There are typically two ways that you can view a house for sale, open homes and arranged viewings...]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Is Now The Right Time to Buy a House?</title>
		<link>http://www.propertytoolbox.co.nz/blog/2011/10/04/is-now-the-right-time-to-buy-a-house/</link>
		<comments>http://www.propertytoolbox.co.nz/blog/2011/10/04/is-now-the-right-time-to-buy-a-house/#comments</comments>
		<pubDate>Mon, 03 Oct 2011 21:30:25 +0000</pubDate>
		<dc:creator>Claire</dc:creator>
				<category><![CDATA[House Buying Information]]></category>
		<category><![CDATA[House Values]]></category>
		<category><![CDATA[House Buying]]></category>
		<category><![CDATA[House Prices]]></category>

		<guid isPermaLink="false">http://www.propertytoolbox.co.nz/blog/?p=1056</guid>
		<description><![CDATA[You have probably heard about the property cycle and that house prices have fallen, but may be recovering, and perhaps there is another recession on the horizon... how is that going to affect property prices? Perhaps the feeling is that now, with so much uncertainty around, is not the best time to buy...]]></description>
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		<title>Am I a Cash Buyer – Can I Make a Cash Offer?</title>
		<link>http://www.propertytoolbox.co.nz/blog/2011/09/06/cash-buyer-cash-offer/</link>
		<comments>http://www.propertytoolbox.co.nz/blog/2011/09/06/cash-buyer-cash-offer/#comments</comments>
		<pubDate>Mon, 05 Sep 2011 21:30:36 +0000</pubDate>
		<dc:creator>Claire</dc:creator>
				<category><![CDATA[House Buying Information]]></category>
		<category><![CDATA[Making An Offer]]></category>
		<category><![CDATA[Cash Offer]]></category>
		<category><![CDATA[House Buying]]></category>
		<category><![CDATA[Sale & Purchase Agreement]]></category>

		<guid isPermaLink="false">http://www.propertytoolbox.co.nz/blog/?p=1012</guid>
		<description><![CDATA[Cash buyers and cash offers are two very different things but these terms are quite often used in the house buying process so it is a good idea to know what they mean.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>I Can’t Get a Mortgage – What Can I Do?</title>
		<link>http://www.propertytoolbox.co.nz/blog/2011/08/02/i-can%e2%80%99t-get-a-mortgage-hat-can-i-do/</link>
		<comments>http://www.propertytoolbox.co.nz/blog/2011/08/02/i-can%e2%80%99t-get-a-mortgage-hat-can-i-do/#comments</comments>
		<pubDate>Mon, 01 Aug 2011 21:30:30 +0000</pubDate>
		<dc:creator>Claire</dc:creator>
				<category><![CDATA[House Buying Information]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[House Buying]]></category>

		<guid isPermaLink="false">http://www.propertytoolbox.co.nz/blog/?p=1050</guid>
		<description><![CDATA[The days of the 100% mortgage seem to have gone (for now). You generally need a 20% deposit to be able to buy. If you don’t have that sort of money...]]></description>
		<wfw:commentRss>http://www.propertytoolbox.co.nz/blog/2011/08/02/i-can%e2%80%99t-get-a-mortgage-hat-can-i-do/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Do I Get a Mortgage?</title>
		<link>http://www.propertytoolbox.co.nz/blog/2011/07/05/how-do-i-get-a-mortgage/</link>
		<comments>http://www.propertytoolbox.co.nz/blog/2011/07/05/how-do-i-get-a-mortgage/#comments</comments>
		<pubDate>Mon, 04 Jul 2011 21:30:56 +0000</pubDate>
		<dc:creator>Claire</dc:creator>
				<category><![CDATA[House Buying Information]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[House Buying]]></category>

		<guid isPermaLink="false">http://www.propertytoolbox.co.nz/blog/?p=1026</guid>
		<description><![CDATA[Thinking about buying a house? Want to find out about getting a mortgage. This 'how do I get a mortgage article' is an introduction to the mortgage application process.]]></description>
		<wfw:commentRss>http://www.propertytoolbox.co.nz/blog/2011/07/05/how-do-i-get-a-mortgage/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>For Sale By Auction – Before The Auction</title>
		<link>http://www.propertytoolbox.co.nz/blog/2011/06/07/sale-by-auction-before-the-auction/</link>
		<comments>http://www.propertytoolbox.co.nz/blog/2011/06/07/sale-by-auction-before-the-auction/#comments</comments>
		<pubDate>Mon, 06 Jun 2011 21:30:16 +0000</pubDate>
		<dc:creator>Claire</dc:creator>
				<category><![CDATA[House Buying Information]]></category>
		<category><![CDATA[Making An Offer]]></category>
		<category><![CDATA[Auction]]></category>
		<category><![CDATA[House Buying]]></category>

		<guid isPermaLink="false">http://www.propertytoolbox.co.nz/blog/?p=992</guid>
		<description><![CDATA[The house is ‘for sale by Auction’. This article gives you insight into the Auction process - helping you to make good decisions about buying at auction. We start with what you need to do before you go to the auction.]]></description>
		<wfw:commentRss>http://www.propertytoolbox.co.nz/blog/2011/06/07/sale-by-auction-before-the-auction/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>House Sale and Purchase Agreement &#8211; Checklist</title>
		<link>http://www.propertytoolbox.co.nz/blog/2011/05/03/house-sale-and-purchase-agreement-checklist/</link>
		<comments>http://www.propertytoolbox.co.nz/blog/2011/05/03/house-sale-and-purchase-agreement-checklist/#comments</comments>
		<pubDate>Mon, 02 May 2011 21:30:29 +0000</pubDate>
		<dc:creator>Claire</dc:creator>
				<category><![CDATA[House Buying Information]]></category>
		<category><![CDATA[Making An Offer]]></category>
		<category><![CDATA[Conditions]]></category>
		<category><![CDATA[House Buying]]></category>
		<category><![CDATA[Sale & Purchase Agreement]]></category>

		<guid isPermaLink="false">http://www.propertytoolbox.co.nz/blog/?p=998</guid>
		<description><![CDATA[The sale and purchase agreement for the house has been drawn up. It is time to sign - for your own peace of mind check that all of the following are correct:]]></description>
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		<slash:comments>0</slash:comments>
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